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Terms & Conditions

This web site is maintained by the Florence Savings Bank ("FSB") to provide you with information about and online access to the products and services of FSB. By accessing this site, you agree to the following terms and conditions.


PRODUCTS AND SERVICES

The information and materials contained in these pages, and the terms, conditions and descriptions that appear, are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and the approval of FSB. This web site, and the information, products and services contained here, are not offered for use in any jurisdiction where prohibited by law.


INVESTMENT/TAX/LEGAL ADVICE

This web site does not provide, and should not be construed as providing, investment, tax or legal advice. It is your sole responsibility to obtain competent investment, accounting, tax and legal advice.


SUBMISSIONS

Through the web site, we provide you with email forms which you may use to submit inquiries about your account, request information on other banking services and otherwise communicate with us. To ensure the security of your account information we expressly discourage you from sending personal, business, financial or account information via email (including email forms that we provide). If you choose to send email messages to us that contain personal, business, financial, account or other confidential information you do so entirely at your own risk, and we will not be responsible for any loss or damages you may incur if you communicate such information by internet email.


LINKS

This site may contain links to web sites controlled or offered by third parties. FSB is not responsible for any information, materials, products or services posted or offered at any of the third party sites linked to this web site. By providing a link to a third party web site, FSB does not endorse or guarantee any products or services offered or information contained at that web site, nor does FSB warrant the security or use of confidential information submitted to such sites. These linked third parties may have privacy policies different from that of FSB and the third party websites may provide less security than the FSB site. You should review the privacy policy on any web site before you provide confidential information.


DISCLAIMER OF WARRANTIES

The services, content and information from or through this web site, including but not limited to financial calculators, are provided "as is" and "as available". All warranties, express or implied, are disclaimed (including but not limited to any implied warranties of merchantability and fitness for a particular purpose). The information herein may contain bugs, errors, problems or other limitations. FSB assumes no liability or responsibility for any errors or omissions in the content contained on this site.


All responsibility or liability for damages caused by viruses contained within the electronic files or at the web site is disclaimed.


This web site contains links to other Internet sites. Such links are not endorsements of any products or services in such sites and no information in such sites has been endorsed by FSB.


LIMITATION OF LIABILITY

The maximum liability of FSB hereunder shall be limited to the actual amounts you have paid FSB for the services provided hereunder. FSB shall not be liable for any loss of revenue or profits, or incidental, indirect, special or consequential damages, including but not limited to damages arising out of the loss of data, computer viruses, inability to use the site or any linked site, or otherwise arising out of any malfunction of the web site, even if FSB is advised of the possibility of such damages in advance. You agree that the foregoing limitations on the liability of FSB constitute an allocation of the risk of product non-conformity authorized by the Uniform Commercial Code as adopted in Massachusetts.


GOVERNING LAW

This web site is controlled by FSB from its offices in the Commonwealth of Massachusetts. As the web site can be accessed from all 50 states, you agree that by accessing this web site, that laws of the Commonwealth of Massachusetts will apply to all matters relating to the use of this web site and the rights of the parties shall be interpreted and governed in accordance with the laws of the Commonwealth of Massachusetts and shall be subject to Massachusetts jurisdiction. FSB makes no representations that the materials on this web site are appropriate for use in any jurisdiction other than Massachusetts.


PERSONAL INFORMATION

Our use of your nonpublic personal information is described in our Privacy Notice.


COPYRIGHT

The content, organization, graphics, design, text, and materials, unless otherwise indicated, are the copyrighted works of Florence Savings Bank, © 2014. All Rights Reserved.


TRADEMARKS

Florence Savings Bank, FSB, and products and services are trademarks of the Florence Savings Bank. Other products, services and company names mentioned herein may be trademarks of their respective owners. Any use of a Florence Savings Bank trademark as part of a link to or from any other site must be approved in writing prior to such use.