Personal savings accounts

Certificate of Deposit

Savings that earns you money.

A Certificate of Deposit can help you save by earning you money. What could be easier? With a CD, you’ll always know what interest rate you will receive during the term. That's smart savings.

• $500 minimum opening deposit (in most cases)
• No monthly service fee
• Terms range from 3 to 60 months
• Track your growth through Online Banking
• Deposits fully insured with FDIC and Depositors Insurance Fund (DIF) coverage

Rates as of 05/15/2023

All rates subject to change without notice.

Product Name	Annual Percentage Yield (APY)	Annual Interest Rate	Minimum Balance To Open	Minimum Balance To Obtain The APY
3 Month CD	1.00%	1.00%	$500	$500	Open Now
6 Month CD	1.50%	1.49%	$500	$500	Open Now
7 Month CD	4.85%	4.75%	$500	$500
7 Month Easy-Out CD*	3.85%	3.78%	$5,000	$500	Open Now
12 Month CD	0.20%	0.20%	$500	$500	Open Now
14 Month CD	4.40%	4.31%	$500	$500	Open Now
17 Month Easy-Out CD*	0.15%	0.15%	$5,000	$500	Open Now
18 Month CD	0.20%	0.20%	$500	$500	Open Now
24 Month CD	0.30%	0.30%	$500	$500	Open Now
25 Month CD	4.00%	3.93%	$500	$500	Open Now
30 Month CD	0.35%	0.35%	$500	$500	Open Now
36 Month CD	0.40%	0.40%	$500	$500	Open Now
48 Month CD	0.75%	0.75%	$500	$500	Open Now
60 Month CD	1.00%	1.00%	$500	$500	Open Now

Maximum of $1,000,000.00 is allowed per account.

Certificates of Deposit earn a fixed interest rate for the entire term. A penalty may be imposed for withdrawals prior to maturity. Fees may reduce earnings on these accounts.
*Our Easy Out CDs allow for withdrawals of the principal, penalty free every 7 days. See Truth in Savings Account Disclosure for full details.