Phone: 413-586-1300 or 800-644-8261

FreeTunes Checking (Personal)

The Five College Area is home to free minds, free spirits, and now, free iTunes® downloads!

You also earn ATM fee refunds Nationwide—another nice perk to think about while downloading movies, music, and apps for free.

Oh, yeah. And it's a free checking account with no minimum balance or monthly service charge. That's pretty cool, too!

Summary

*ATM fee refunds up to $20 per monthly qualification period

Qualifications

Earning your perks is as easy as finding a place to eat in Northampton. Simply do the following each qualification period:

If you don't make the qualifications one month, no worries. Your account is still free and you may qualify for the Rewards the very next cycle.

Statement Qualification Periods

More Info

With the initial account opening, you will earn iTunes® download refunds up to $9.90, good for 60 days from the date of account opening. You will earn up to $3.96 in iTunes® download refunds for each qualification period that the minimum qualifications are met, good for 30 days. The 4 and 10 downloads are based on $0.99 per download (excluding taxes). Sales tax may apply; potentially reducing the number of downloads reimbursed.

To qualify to obtain iTunes credits and Nationwide ATM fee refunds up to $20 each month, you must use your FSB debit card for 15 or more purchases, and view your FSB eStatements during each qualification period. Qualifying transactions are measured for items posted to your account for the monthly period beginning on the last business day of the previous statement cycle through to the next to the last business day of the current statement cycle. If you do not qualify, your account will still function as a free checking account, however, you will not receive ATM fee refunds and will not earn an iTunes credit for that period.

No minimum balance required; however, you must deposit a minimum of $10 to open this account. Available for personal accounts only. iTunes® must be purchased using your debit card associated with your FreeTunes™ account.

iTunes is a trademark of Apple, Inc. The program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership or relationship of any kind between the Bank and Apple's® iTunes®.