
Saving Makes "Cents" Program
Saving Makes "Cents" is a program designed with incentives to make learning the basics of money management fun—and rewarding! Your child can sign up for his or her account during Bank Day at participating elementary schools, or directly at Florence Savings Bank.
The program encourages savings habits, teaches children about budgets, and introduces life-planning skills. Kids have fun opening and maintaining their very own account and watching their deposits grow.
- Summary
School Savings Account
- No monthly service fee
- Preferred interest rate
- Child receives their own account register
- Monthly statement mailed to home address
- Participating Elementary Schools
Amherst
- Crocker Farm Elementary
- Fort River School
- Wildwood Elementary
Chesterfield
- New Hingham School
Cummington
- Berkshire Trail
Florence
- Leeds
- Ryan Road School
Granby
- East Meadow School
Hadley
- Pioneer Valley Chinese Immersion
Hatfield
- Hatfield Elementary
Northamption
- Bridge Street School
- Jackson Street School
Pelham
- Pelham Elementary
Westhampton
- Westhampton Elementary
Williamsburg
- Anne T. Dunphy School
Worthington
- R H Conwell Community Education Center
- How can my school participate?
Starting the Saving Makes "Cents" Program At Your School Is Easy!
To get the program started, Florence Savings Bank will need:
1. Written approval from:
• Public schools - school committee approval.
• Parochial schools - the superintendent.
• Private and independent schools - the dean or headmaster.
2. Completed School Participation Form
3. Help coordinating the support of volunteers to operate the program.
Once Florence Savings Bank receives written approval from the school along with the information on the School Participation Form, the Saving Makes "Cents" program can be set up very quickly.
A representative from the bank will get together with a representative (volunteer) from the school to design a Savings Makes "Cents" program especially for your school.
- Teachers Guide
The Massachusetts State Treasurer's Office has developed a comprehensive group of lesson plans to accompany the Saving Makes "Cents" program. Please click here for the Teachers Guide located on the State Treasurer's website.
- More Information
The Massachusetts State Treasurer's Office has a great deal of resources specifically developed to accompany the Saving Makes "Cents" program. Please click here to access the resources located on the State Treasurer's website












